Imagine one agency maintains the service that sends customer data and another builds the reporting application. A customer asks for an extra field in a weekly report. Both agencies say their part can be changed, but each assumes the other will decide what happens if the field is missing.
The founder sees two estimates and a delivery date. The more important question comes before approving either one: who can decide the behavior across the shared interface, and who will make sure it works for the customer after release?

